For single mothers pursuing higher education, finding stable and affordable housing can be one of the biggest challenges. Between tuition, childcare, and everyday expenses, securing safe housing that fits within a limited budget can feel overwhelming. Don’t stress. Fortunately, there are several housing programs and financial assistance options designed to support single-parent students.

1. Check Out Campus Family Housing

Many colleges and universities offer family housing or on-campus apartments specifically for student parents. These housing options are often more affordable than private rentals and provide a built-in support system with other student parents. Contact your school’s housing office to explore availability and application requirements.

2. Apply for HUD Housing Assistance

The U.S. Department of Housing and Urban Development (HUD) offers various programs to assist low-income single mothers, including:

  • Section 8 Housing Choice Vouchers – Helps cover rent in privately owned apartments.
  • Public Housing – Government-owned rental properties with reduced rent based on income.
  • Housing Assistance for College Students – Some states provide additional resources for student parents through HUD.

Visit hud.gov to find programs in your area.

3. Seek Local Nonprofit Assistance

Nonprofit organizations and community programs offer emergency housing assistance, financial support, rental subsidies, and transitional housing for single mothers in need. Some organizations to explore include:

  • H.O.P.E. – Provides rent and childcare assistance up to $400 a month while students attend a two or four-year accredited college or university. The assistance is paid directly to the landlord, mortgage, or apartment leasing offices, and direct licensed child care providers on behalf of the program participants. H.O.P.E. has an 80% graduation rate.

A few others you can check out are: YWCA (provides shelter and financial aid for women in need, Catholic Charities (offers housing support regardless of religious affiliation), and Habitat for Humanity (helps families secure affordable homeownership opportunities).

4. Consider Shared Housing with Other Student Parents

Rooming with another single parent can reduce housing costs while building a strong support network. Some universities and online communities offer roommate matching services specifically for student parents.

5. Check for Emergency Housing Grants

Many schools have emergency grant programs for student parents facing housing insecurity. These one-time grants can help cover rent, security deposits, or emergency relocation costs. Reach out to your financial aid office or student support services for details.

6. Utilize Low-Income Housing Tax Credits (LIHTC) Apartments

Many apartment complexes offer reduced rents through the Low-Income Housing Tax Credit (LIHTC) program. These units are income-restricted and can be a more affordable option than traditional rentals. Websites like AffordableHousingOnline.com list available units in your area.

7. Don’t Be Afraid to Ask for Help

Securing stable housing as a single parent in college is possible with the right resources. Whether through government programs, nonprofits, or university housing, help is available. Reach out, apply for assistance, and keep pushing forward—your education and your child’s future are worth it.

Speaking of help. If you’re a single parent seeking financial assistance while completing your college education, see if you’re eligible for funding through H.O.P.E., Inc.